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Welcome to the site for Bill Zigler and Williams Financial and thank you for the opportunity to be of service to you.

We are an approved broker and leader in VA, Conventional, and FHA loans. We have helped thousands of veterans that have come to us for their mortgage needs. Customer Service, 24 hour availability and our attention to detail continues to be our key in providing trusted and reliable service with excellent value. Look to Williams Financial to provide you with the best products and services when you look for a new home mortgage.

Our VA Home Loan experts are dedicated to their mission of helping service members, present and past, and their families finance the home of their dreams using the benefits earned through their service.

Our job, plain and simply, is to help you save money and protect the financial future of you, and your family. My clients are extremely comfortable in working with someone with my integrity, professionalism, and ability to place people with the best product for their situation. Call me today to talk about how I can help you fulfill your financing needs.

We take great pride in serving those who have served our country and truly believe they deserve nothing better than the best we have to offer!

“Choose the product that best fits your needs”


Mortgage / Finance

Interest rates on 30 year fixed rate mortgages have stayed at all time lows for over 2 years. Take advantage of these super low rates, lower your payment, and secure your mortgage payment so it won’t change like those adjustable rates. If you plan on staying in your mortgage for no more than five years, you might want to look at our record low rates on the short term fixed loans. Our experience, professionalism, and customer service will benefit you in making a decision on the mortgage product that best suits your needs, and those of your family. With over 13 years of experience in the Mortgage industry, we have seen the industry through its ebbs and flows and we know the players. We will still be here for you when others move to the next “Hot” Industry… Read moreapply-now-btn

equal-housing “The call for your financial future is free and my services are priceless” 

Bill Zigler #1 in California for VA Loan Production Volume and #4 in the Country Bill Zigler ranked top originator #1 in California and #4 in the Country…

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A+ Rating at the BBB


Client Testimonials

Bill again, "Thank you for keeping in the game with me in spite of all the Hell this loan has put you through." I lost count of all the times I imagined you were rolling your eyes, ha, ha! I cannot thank you enough for hanging in there with me.

Renee V., Realtor Salinas, CA